Relieve Your Balance Sheet from Trapped Cross-Border NPLs.
Stop wasting provisioning capital and internal legal hours chasing dormant Pakistani and Indian consumer and SME portfolios in Hong Kong. Canton Recovery acquires and resolves your hard-to-reach South Asian debt — giving you immediate capital relief and zero operational headache.
We take the assets your team has already given up on.
Eliminate Provisioning & Capital Adequacy Drag
Clean up your HKMA reporting and stop holding dead reserves against uncollectible 180+ day accounts.
Overcoming the Diaspora Recovery Barrier
Traditional local agencies fail on South Asian and expat portfolios due to language, cultural, and cross-border tracing barriers. We absorb that risk entirely.
Instant Liquidity from Write-Offs
Turn completely written-off, zero-value ledger entries into immediate cash recovery injections.
Absolute Regulatory Compliance
Operating strictly within Hong Kong's PDPO and privacy frameworks, protecting your institution's reputation.
The paper your balance sheet no longer wants to carry.
Late-Stage NPLs & Deep Charged-Off Debt
Accounts 180 to 365 days past due and fully charged-off consumer and SME paper that continues to drag capital ratios despite zero recovery expectation.
- 180–365 DPD consumer & SME
- Fully charged-off ledgers
- Zero-recovery provisioning traps
Unsecured South Asian-Origin Credit
Unsecured personal loans, digital credit lines, and SME trade finance originating from Pakistani and Indian borrowers domiciled or operating in Hong Kong.
- Unsecured personal loans
- Digital credit lines
- SME trade finance
Three steps. From data tape to cash settlement.
Secure Data Tape Submission
Share an anonymized portfolio overview through our encrypted intake. No customer PII required at this stage — just vintage, product mix, and exposure.
Rapid Valuation & Fair-Market Cash Offer
Our cross-border desk returns a transparent pricing structure within 72 hours, backed by diaspora recovery intelligence on comparable South Asian portfolios.
Clean Legal Assignment & Immediate Settlement
On acceptance, we execute a seamless legal assignment under Hong Kong law and settle immediately — the portfolio leaves your books the same day.
Secure Data Tape Submission
Share an anonymized portfolio overview through our encrypted intake. No customer PII required at this stage — just vintage, product mix, and exposure.
Rapid Valuation & Fair-Market Cash Offer
Our cross-border desk returns a transparent pricing structure within 72 hours, backed by diaspora recovery intelligence on comparable South Asian portfolios.
Clean Legal Assignment & Immediate Settlement
On acceptance, we execute a seamless legal assignment under Hong Kong law and settle immediately — the portfolio leaves your books the same day.
Submit Your Portfolio for Instant Acquisition Review
Share a high-level overview of your trapped cross-border NPL book. Our desk responds within 72 hours with a fair-market cash offer.